country_code: ES

note: ECB MIR — Spain mortgage rate 2.81% (2026-04). Reference series for the Avena rate-transmission analysis; no Avena equivalent computed.

region: national


country_code: PT

note: Eurostat HPI YoY 13.7% (2025-Q4). Avena ground-truth cohort pending for PT.

official_source: eurostat


country_code: IT

note: Eurostat HPI YoY 4.1% (2025-Q4). Avena ground-truth cohort pending for IT.


country_code: DE

note: Eurostat HPI YoY 3% (2025-Q4). Avena ground-truth cohort pending for DE.


note: Eurostat HPI YoY 2.8% (2025-Q4). Avena ground-truth cohort pending for DE.


country_code: FR

note: Eurostat HPI YoY 1% (2025-Q4). Avena ground-truth cohort pending for FR.


note: ECB MIR — Spain mortgage rate 2.75% (2026-03). Reference series for the Avena rate-transmission analysis; no Avena equivalent computed.


country_code: NL

note: Eurostat HPI YoY 6.2% (2025-Q4). Avena ground-truth cohort pending for NL.


note: Eurostat HPI YoY 18.9% (2025-Q4). Avena ground-truth cohort pending for PT.


note: Eurostat HPI YoY 1.1% (2025-Q4). Avena ground-truth cohort pending for FR.


note: historical baseline insufficient (n=0 in target window 2025-06-06…2025-07-04); cross-validation in calibration phase · Eurostat national 11.2% for 2025-Q4. Delta will populate when ≥12 months of price_snapshots are available.

region: coastal


note: historical baseline insufficient (n=0 in target window 2025-06-14…2025-07-12); cross-validation in calibration phase · Eurostat national 12.9% for 2025-Q4. Delta will populate when ≥12 months of price_snapshots are available.